A USDA Loan is a mortgage loan insured by the US Department of Agriculture and available to anyone who meets minimum credit guidelines and local area income requirements for homes designated as USDA eligible on their website.
- USDA Loans are not "just for farmers," millions of people from all walks of life already qualify.
- USDA Loans often offer better terms than an FHA or conventional loans.
- 100% Financing - you can buy a home with no money down.
- Low Fixed Rate Mortgage Options.
- They can be used for Existing Homes, Foreclosures, or New Construction.
- There is No Prepayment Penalty.
These materials are not from USDA, HUD, VA, or FHA and were not approved by HUD or any other government agency
