A purchase mortgage loan may be made on a primary, secondary, or investment property. The loan is secured against the property being purchased, meaning the lender holds an interest in the home until the mortgage is fully paid off. Purchase mortgage loans come in various types allowing you to choose the option that best fits your financial situation and home ownership goals.
Conventional Loans: Ideal for borrowers with a good credit score and a stable income. These loans offer competitive rates and flexible terms.
FHA Loans: Designed for first-time homebuyers or those with lower credit scores. FHA loans require a lower down payment, making homeownership more accessible.
VA Loans: Available to eligible veterans, active-duty service members, and their families. VA loans often offer no down payment and no private mortgage insurance (PMI) requirements.
USDA Loans: For borrowers in eligible rural areas, these loans offer low interest rates and no down payment for qualified applicants.
Jumbo Loans: For home purchases that exceed the conventional loan limits, jumbo loans provide the necessary financing with competitive terms.
Personalized Service: I take the time to understand your unique needs and financial situation to find the best loan for you.
Competitive Rates: Strong relationships with multiple lenders allow for some of the most competitive rates in the industry.
Trusted Guidance: As part of a team of experienced professionals, I will be with you through the entire loan process, ensuring as smooth and stress-free an experience as possible.
Fast Approvals: Our approval process is streamlined to get you into your new home as quickly as possible.